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I am applying for US Citizenship, but I am concerned since I just had a public judgment for the credit card debts I incurred in the past year, would this exclude me from applying? I have heard bankruptcy would not be an issue for the purposes of good moral character requirement but would like to be sure if Public Judgment would be a problem, pls help! *Public Judgment within the last 5 years. Do I also indicate in the N-400 application that I was cited by the (Civil) Court in relation to the above credit card debt? The questions in the GMC are rather tricky, I think it pertains to criminal citations/arrests but not anything civil in matter.Do I also have to mention on the application as well as the immigration officer that I have a public judgment? I am thinking that I have to somehow provide a documentation or some copy of the judgment.