so, around 3-4 months ago my cousin let me use his credit card for buying something in a online game I play. The amount I used was around 37$,obviously I had to put my email to get a receipt. So now he's threatening my mom. and I for credit card fraud. He claim's to have my email on some purchases so he says its me who did it I'm 15 next month I'll be 16. Thing is he only showed my mom but he never showed me. he says that he will call the police and take us to court. Now my question is , is "having" my email on those transactions actually enough evidence for me to take charges? because I never did this. he is accusing me of doing it because after I used his card 2 weeks after apparently it's when it started. The total he claims I used was $2,000. Although I didn't and now my brother and my mother paid him $1,000 and recently my mom and him had a fight. That's where he threaten so basically take us to court if we don't pay him. My mother does not believe me when I told her I did not do it. I think he is lying about having my email for those transactions as the only transaction I ever did do was $37. So basically my question is , is that enough proof? he says he has a lot more.
If you used the card with permission, then I do not see a criminal issue. It sounds like your cousin is scamming your mother. The cousin can dispute the charge with the credit card company. You are a minor and only have the ability to enter a contract under limited circumstances. It sounds like you have a bad situation that was not properly handled from the outset.
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Just like anytime someone threatens to turn you in for a crime: lawyer up and shut up. What you do not say cannot be used against you. Do not discuss it with anybody but your lawyer!
This should be a non-issue if your cousin gave you permission to use his card. Good luck and best wishes.
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