Roughly $400 a month for two years to pay off an $8000 garnishment. The payout balance for the court is 5000 and the creditors say it is 2900. My calculations says my payout should be around 800. How do I prove I have paid these amounts? Why arent the numbers even close to being the same with the court and creditor? Also my credit report says my payments left are 800.
Courts do not provide judgment payoffs. The amount owed on a judgment should be evidenced by the face amount of the judgment, less credits for payments made, and the accruing interest. The judgment debtor would be required to prove the date and amount of any payments to be credited to the judgment amount. Payments should be evidenced by processed checks, written receipts for cash payments, or written statements of the judgment creditor indicating payments or credits. Any judgment debtor who disputes the balance remaining of a judgment should move the court to adjust the balance to reflect credits or to properly calculate the balance.
The foregoing is intended to be general legal information concerning Virginia law based on the scenario as written and not legal advice to anyone in particular. The information provided should not be relied on as legal advice or as an appropriate basis for any legal action, and it's provision does not establish an attorney-client relationship with the reader. Information shared or provided on a public forum is obviously not confidential or private. Every situation is unique and you should always immediately consult with a Virginia attorney to discuss all your options in light of your particular circumstances before acting.
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