I had a friend take out a car loan under her name due to credit issues I was facing. Based on this loan we both agreed on a written agreement in which Power Of Attorney was given to me to handle any issues relating to the car and loan. This was also filed at the bank. The agreement read that I would maintain full coverage insurance and make these payments on time for 5years at the end of 5 years the title of the car would be turned over to me. A year has gone by and she wants me to buy the loan under my name at currently I cant do that due to my credit. We had an agreement that was notarized and signed by both of us. Does this agreement stand in a court as a legal document/agreement by two people? Does she have to keep her agreement?