Virginia has no such thing. You must not be looking at the actual statute. The only "wild card" exemption in Va is the so-called homestead exemption, which is really a $5000 real or personal property wild card. But a homestead deed must be filed to claim it, and once used up it can never be used again. The tools of the trade exemption can only be used to claim tools of the trade. Your lawyer should understand this and should be able to advise you. DO NOT even think of filing bankruptcy without a lawyer.