First, as far as the criminal issues, you can certainly contact the police about charges but what evidence do you have of intentional vandalism, not just neglect? Would it lead to you getting any money, or waste your time? For the Bankruptcy, certainly you need a lawyer for $100,000+ in damages and there are pretty short deadlines for such things as contesting his discharge (as a whole, or for your debt). When that time expires, you are out of luck forever. Of course, as mentioned, hopefully you have insurance to cover this and they may take over your position in the BR case.
Your commercial insurance would be your most immediate form of compensation. In a federal BK the bankrupt is required to disclose ALL debts (including yours) so it may not be too late. I recommend you speak with a Bankruptcy attorney to see if you can still submit your claim and supporting paperwork. Good Luck.
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