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I am current on repayment of student loans owned by 2 companies, just rec'd letter from collection agency saying I owe for old tuition. I havent had any communication/bills with the university since I last went back in 2001. I havent moved either. Also, had communication with OSFA a couple years ago and nothing was ever mentioned of anything other than the loans being repaid. Not sure what this could be, they are threatening to report to credit bureaus. I am getting ready to refinance my house and cant afford any issues with credit scores.