You are right to be suspicious based on the facts you presented. If you believe there is an open case or judgment against you, then I would suggest calling your local district court to find out more information. The clerk should be able to tell you if there are any open cases or judgments against you. In any event, you should contact a debt collection attorney to evaluate if you have any claims under the FDCPA for the behavior of this particular collection agency.
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The facts are odd as you stated them, but there are lots of creditors and scammers out there who do what they can to try to get money out of people. I agree that you should contact your local court to determine whether there is a case against you and then consider contacting a consumer rights attorney.
I agree with the other posters that this seems suspicious. The process of a collection lawsuit typically involves the filing of a summons and complaint with the local court. Under the Michigan Rules of Civil Procedure, that summons and complaint must be served on you. This is typically done by certified mail or by a process server. If you do not answer within the appropriate time, a default judgment can be entered. After that, a debtors' examination could be held (and that might involve the issuance of a subpoena) or other collection action could be taken. You should investigate this issue further to determine if a case was filed and if a judgment has been issued. Based on the results of your investigation, you should consult with an appropriate attorney to handle the specifics of your issue.
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