My original loan was sold to a collection agency, who then sold it to another. I now have funds to settle what they are asking. I sent a "pay to delete" offer letter to them first, saying I would agree to send the amount with a signed, returned letter from them, agreeing to delete the negative marks on my credit. They called and said they cannot do that because my loan was sold to them. Is this true? If not, how can I get them to agree - just keep pushing??