What are your legal rights? That depends on your relationship to the HOA. Was your condo destroyed, are or were a board member, do you have homeowners insurance, etc. Your status is unclear from your question.
I suggest this issue is too complicated for an answer here on Avvo. You would be well served to consult legal counsel in your area where all issues can be fully explored. Good luck.
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There are a lot of legal issues here. If your condo was damaged, you may have the right to assert a claim against the HOA. Cities usually do not have any liability for not following up on code violations.
You should at the very least submit a claim to your insurance company and to the HOA's insurance company.
You may also want to consult with a local attorney.