My parents co-signed on two of my student loans. I have been making payments on-time and in full on these two loans since repayment began. Well, my parents filed a Chapter 13 bankruptcy and my creditors are telling me the accounts will be listed as a "charge-off" on my credit report even though I am current on all payments. They will not bring the account back into current status. What are my options? My credit is decent and I am worried it will be ruined by this.I should add that since they filed for bankruptcy, I have been sending in payments through the mail so the accounts remain current.