Our delinquent mortgage from countrywide went to BofA. They declined our requests for a modification - there no available modification for us, period. Short Sale does not work as the title is clouded from modification fraud before. Now property is sold to BofA from on Trustee Sale action for 1/3 of what bank claims we own. My real estate agent says that BofA trying to do something illegal, and recommend us stay in house whatever happens. What would be best for us to do now?