You really should hire a lawyer to represent you. Do not talk with an insurance adjuster or investigator before you consult with an experienced attorney. There may be coverage available to pay for your medical bills (in part) that are due whether or not you were at fault or partly at fault. You cannot rely on the insurance adjuster to advise you. He or she is not "your adjuster". They work for the insurance company. Consult an experienced lawyer in your area now. Don't wait.
Do not be fooled by the insurance company that you do not need a lawyer. Recoveries on consistently larger when an attorney is involved. Contact a local personal injury attorney before proceeding.
I wish you the best of luck.
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Mr. Pascale is licensed to practice law in the State of New York. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and time-lines that, if known, could significantly change the reply and make it unsuitable. Mr. Pascale strongly advises the questioner to confer with an attorney in their state in order to insure proper advice is received.
The other contributors are correct. You almost certainly cannot know what the insurance company knows. It is the rare situation where someone should not have a professional on their side. Good luck.
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