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I finally recieved "civil demand" letter. They are asking i pay $415.98. If i fail to pay within 25 days they may take all legal steps in order to recieve the full amount, and by they i mean something called "sears holdings inc." It also says that paying does prevent criminal prosecution..im not really sure what this means. Im really confused since this is the first time ive been going through this. Should i really ignore this letter?? Ohh and just to add no police were called, if that matters.