I was caught shoplifting in November about 300 worth of clothing from a very expensive line. I dumped, but because i had removed the sensor tags, had to pay them for the clothing since they could not resell it. I was then issued a civil demand letter of 400, and have been paying it off in monthly increments of 50. I'm not defending my actions, i know it was wrong and am actually glad i was caught, because it was a major wakeup call. I owe 250, still. My question is this, does this go on my permanent record? If i apply for a job, will they find out about it? Does this effect my ability to apply for a credit card? In retrospect, what are the PERMANENT consequences of this. How soon will the temporary consequences go away?