If you want to be covered by your insurance, you have to tell the truth. You have a duty to cooperate. However, no one wants you to admit to a crime. Best to get an attorney BEFORE you make any statement to anyone, including your insurance co.
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the First thing you should do is immediately stop posting your confessions online. The second thing you should do is contact a lawyer that handles criminal defense cases.
Get counsel involved immediately. Many of us on Avvo provide a free consultation. I know as a former prosecutor in Los Angeles County that these offenses are taken seriously.
"Now, I do not know what to tell my insurance company"
Why talk to them? Look at them as if they were the police.
If you talk to the police, you can get into trouble.
If you talk to the police and have involuntary bodily function it can count as an admission= (see Salinas v. Texas)
Hire a lawyer. Talk only to your lawyer.
Enjoy the 4th and 5th amendments, they won't be here much longer.
Curt Harrington Patent & Tax Law Attorney Certified Tax Specialist by the California Board of Legal Specialization PATENTAX.COM This communication is general information and not legal advice, and does not create an attorney-client relationship. This communication should not be relied upon as any type of legal advice. Please note that no attorney-client relationship exists between the sender and the recipient of this message in the absence of either (1) a signed fee contract and (2) remission of an agreed-upon retainer. Absent such an agreement and retainer, I am not engaged by you as an attorney, nor is any other member of my law firm.