If you want to be covered by your insurance, you have to tell the truth. You have a duty to cooperate. However, no one wants you to admit to a crime. Best to get an attorney BEFORE you make any statement to anyone, including your insurance co.
No legal advice is given here. My responses to questions on Avvo are never intended as legal advice and must NOT be relied upon as if they were legal advice. I give legal advice ONLY in the course of a formal attorney-client relationship. Exchange of information through Avvo's Questions & Answers forum does not establish an attorney-client relationship with me. That relationship is established only by joint execution of a written agreement for legal services. I am only licensed in the States of California and New York and the District of Columbia
"Now, I do not know what to tell my insurance company"
Why talk to them? Look at them as if they were the police.
If you talk to the police, you can get into trouble.
If you talk to the police and have involuntary bodily function it can count as an admission= (see Salinas v. Texas)
Hire a lawyer. Talk only to your lawyer.
Enjoy the 4th and 5th amendments, they won't be here much longer.
Curt Harrington Patent & Tax Law Attorney Certified Tax Specialist by the California Board of Legal Specialization PATENTAX.COM This communication is general information and not legal advice, and does not create an attorney-client relationship. This communication should not be relied upon as any type of legal advice. Please note that no attorney-client relationship exists between the sender and the recipient of this message in the absence of either (1) a signed fee contract and (2) remission of an agreed-upon retainer. Absent such an agreement and retainer, I am not engaged by you as an attorney, nor is any other member of my law firm.