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Chapter 7 bankrtupcy

Paterson, NJ |

After going to the creditors meeting, how long does it take to get the discharge?

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Attorney answers 6


We're seeing them as soon as 65 to 90 days but every district is different.

Evan A. Nielsen
1255 W. Colton Ave., #506 | Redlands, CA 92374
Main: 909.363.4658 | Fax: 480.304.3211

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Evan A. Nielsen is licensed to practice law in California. The information provided here is for educational purposes only and is not intended as legal advice for a particular matter. This response does not create any attorney-client relationship with the author. For specific advice about your particular situation, please consult an attorney.


It usually takes about 3 months to get the discharge.

This answer should not be construed as creating an attorney-client relationship, and is for informational purposes only, not legal advice.


As the prior answers state it depends on your district. However, normally 90 days.

Attorney Sternberg is admitted to the practice of law only in the State of Ohio. His answering of this question does not constitute an attorney client relationship, nor can his answer be relied on since the question does not permit Attorney Sternberg to seek additional information necessary to render an legal opinion.


It is on your form B9A that the court mailed to you notifying you of your creditors meeting under the section marked "Deadlines." The discharge can be entered anytime after that date. Depending on the efficiency of the Clerks office, it could be after close of business on the date for filing an objection to the case or it could be several months.

My experience that if the Clerk is running slow, a call or an email requesting a prompt discharge will produce results within 24 hours.

Hope this perspective helps!


Since this is federal law, we are talking about a uniform time period. By statute, the discharge is entered 60 days from the date of the creditors' meeting barring any objections or extensions.

This answer does not constitute specific legal advice or create an attorney-client relationship between Glenn R. Reiser, Esq. or LoFaro & Reiser, LLP and the individual or company whose posts we are responding to.


In our district (Eastern/Wisconsin) it usually takes 3-4 months. Check your bankruptcy filing notice for the "last day to oppose discharge or dischargeability". You can get your discharge any time after that date. Of course, having your personal financial management course completed and your filing fee paid early can help ensure that your discharge is issued sooner rather than later!