under federal law are railroad retirement disability benifits excluded in chapter 7 or chap. 1345 usc 231m
As best I can tell, railroad retirement benefits are treated the same way as social security benefits. Someone at the Social Security Administration could tell you for sure. If so, your disability benefits would not be part of "Current Monthly Income" as that term is defined in the Bankruptcy Code.
Yes, Railroad Retirement Benefits are exempt from the claims of your bankruptcy estate. Properly claiming exemptions can be confusing and the failure to proerly do so can have sever negative consequences. I recommend you find an experienced bankruptcy attorney in your area to assist you.
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