Cramdown (forcing the lender to accept actual value with payments over time) is a chapter 13 process. The chapter 7 equivalent is redemption (lump sum payment of actual value). So cramdown does not work in a chapter 7, and you question is not answerable. Best to consult with an attorney who knows these things.Ask a similar question
Redemption is for personal property. If you convert, you will need to qualify for a 13 (may be a problem if you exceed the debt limits) AND you need a plan that can pay off the value over 3-5 years. See local lawyer for a complete review.
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A "cramdown" can occur only in a Chapter 13, not a 7, as my colleagues have noted.
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