Ran a red light, plantiff tried to settle, Ins company refused, now I am named in lawsuit. State farm has appointed attorney to me. Am I liable for everything now or will ins company still have to pay the 100k above an excess judgement, is there any way to force state farm to pay? Plantiff probably wouldn't settle now anyways, probably many more dr bills and attorney fees. Almost retired, don't want to file bankruptcy and lose everything
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