My mom has been incapacitated in a nursing home for several years now. I have "Uniform Statutory Power of Attorney" over her, which specifically includes "Banking and other financial institution transactions". It stipulates "This Power of Attorney shall become effective upon the incapacity of the principal and shall remain in effect until the principal's capacity is restored".
The POA is a signed, notarized document from her living trust from 1999. I also have a signed doctors note from her nursing home saying that she "does not have the capacity to understand and make decisions"
With this I was able to receive my dad's veterans life insurance payment, which is a US Treasury check for $9400 and change made out in my mom's name C/O my name.
My mom does not have a bank account, and I am having difficulty figuring out how I can deposit or cash this check.
Can you tell me what options I have?
Take a copy of the power of attorney to the bank you want to do business with and tell them you want to open an account for your mother and deposit the check. Open the account on her behalf. You shouldn't have any significant problem.
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