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I own a car that is titled and registered in my name, however driven by someone else who maintains their own insurance on the car. This person got in an accident that they are at fault for. Their insurance is requesting my insurance on the car - which I don't have since I don't drive the car and the person who does has their own insurance. They have requested me to sign an affidavit of no insurance. As the owner on the title and registration was I supposed to maintain insurance in addition to the driver maintaining insurance on the car? If so, what kind of penalties am I now facing? By signing this affidavit, what does it mean? Does it make me financially responsible for this accident? Can the driver of the other car come after me for more $?
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