Although you are legally entitled to claim diminished value, carriers are very stubborn in paying these claims. If you put the property damage claim through your own carrier, you should contact the assigned property damage adjuster to discuss. If this was an accident caused by another person and you submitted it to their carrier, you should also contact the assigned adjuster there. You will probably need to get a report from an person competent to attest to the amount of diminished value (i.e. an "expert") which will run you a few bucks. They will probably refuse to pay it unless you (a) threaten arbitration in the case of your own carrier; or (b) threat to sue or actually sue the at fault driver (small claims would be best bet for cost effectiveness).
Nothing in this communication should be construed as creating an attorney client relationship. This is for informational purposes only. Attorney will take no action on your behalf unless and until a written retainer agreement is signed. There are strict time deadlines on filing claims and, as such, you are advised to consult with and retain an attorney immediately to file such claims timely or you will lose any right to recovery. Any testimonials or endorsements should not be construed as a guarantee, warranty or prediction of the outcome of your case.
You should retain an attorney to further discuss possibilities because diminished value claims are very difficult to pursue.
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