The answer is no. Unless there is something very unusual with the facts of the case. If you are not injured, then you need to go to court and sue the other driver.
You are responsible for your own attorney's fees, which is usually a contingent fee typically 1/3 of the settlement. Your best bet is to go through your own collision coverage. Your company will subrogate against the other party and make claim for your deductible as well,. Good luck.
No. you will pay your own legal fees. If you do submit this to your insurance company, they will likely pursue the other driver and his insurance carrier for what they have to pay you including paying you back for your deductible. You can also take this directly to small claims court yourself.
No as to attorney's fees Judges rarely, if ever, award them. If you dont want to go thru your insurance, you have to sue the other driver in small claims coiurt for the rental property damage....
Do NOT rely on this answer as the information provided here is not legal advice nor is it a substitute for legal advice which requires a consultation with a lawyer. This response does not create an attorney-client relationship.
Unfortunately, in the absense of a specific statute allowing for the award of counsel fees to a successful litigant, the general rule is that you must pay your own legal fees. Even though your deductible is high, I would recomend going through your own insurance company. Your vehicle will be repaired, and then your insurance company will look to recover its losses, and your dedcutible, from the adverse driver's insurance company. Many insurance companies in New Jersey belong to an inter-company arbitration program for this type of case. If successful, your insurance company, in addition to recouping its own losses, will also recover your deductible at no additional cost to you.
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