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The driver was in a head on collision. The other driver was 100% at fault. The car was totaled and the driver had to crawl out the drivers window, as the car was smushed in so much. Air bags were deployed. The driver is 24 years old. He went to the emergency room. He recieved bruising on both knees, some chest pain from air bags and a broken ankle. The break was a complete break, but surgery was avoided due to location and size. The driver had to use crutches and wear a soft cast for a week. He only missed three days of work. He is the head of household for his family. He was prescribed pain medication. He still has pain but can put pressure on his foot. His medical bills are about $3000.00. The accident was about 2 months ago. Would 20,000 be too much? Will the insurance company offer it?
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