Backed out of driveway,while working for a client and was hit by a truck. I received a citation, I only had liabilty car ins. I get paid mileage from my employer and reported the accident right away to my employer. Would I be able to submit the bill for my car repairs to my employer?
Not if this is your own personal car or unless your employer expressly said they would cover your car.
You may also have issues with your own liability coverage if you were using your car for business purposes. There usually is an exclusion for this but you should check your policy and may want to consult with a local attorney.
Not likely. When you chose not to carry full coverage, you assumed the risk of loss caused by your own negligence.
This answer is provided for general information only. No legal advice can be given without a consult as to the specifics of the case.
While your employer may reimburse you for your mileage, that doesn't make the employer the owner of the car or responsible for an accident you were involved in. I strongly suggest you speak with your insurance agent about increasing your coverage to include comprehensive/collision.
This answer is intended for informational purposes only. No attorney-client relationship is established by the use of this site. Nothing on this site is intended to be, nor takes the place of, legal advice.
Since you are driving your own vehicle, I assume you were an independent contractor. If so, your employer probably required you to carry your own insurance. If that's the case, your employer will NOT be responsible for any of your car repairs.
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