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I was in a fender bender in a rental car. I was rear ended; rental car was fine, the other one had some damage to the bumper and headlight. The other party did not have any information (insurance, registration) on him at the time and requested we not contact the police. Since there was no damage to the rental car, and since I have no car insurance, I agreed. We exchanged phone numbers and left it at that.
I returned the rental and 2 weeks later I get a call from his insurance wanting to know all the information about the accident, rental car, my insurance, etc. I have not called them back. What is my obligation here? I have no insurance and my fear is that by talking to them I am opening myself up to a lot of potential liability? What happens if I just ignore the calls?
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