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I got into an accident and majority fault is on me. I only have liability insurance that covers 15,000 per person which I consider is not enough for passenger and the third party. They all hired a lawyer. I know if the other driver's injuries or the property damages exceed my policy limit, he can sue me to recover any additional costs. The problem is I cannot even cover my medical fee right now. I am only a freshman, age 18, full time student with part time job that can hardly support myself. I currently live on dorm. (I don't have house or car currently) my bank doesn't exceed 10,000 dollars... I don't have money to hire a lawyer to back me up.. the passenger next to me broke her arm, the other driver is injured but not that serious. This is my first accident. Please help me out.
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