I was in an accident on 11-16-12, in which I was transported to the ER. The other party was deemed at fault and without car insurance. I was told by insurance that my UIM coverage would compensate me for my injuries and also any medical expenses I incurred. Now when I have finally finished treatment, they offer the minimum my policy covers and tells me I am responsible for my medical expenses. The agent assigned to my injury claim assured via phone conversations and email that medical expenses were covered; not once did he state that they would not. He even went as far in Feb12 to attempt a partial settlement in which he stated they could offer me money now and put some aside for my medical expenses. I want to know if UIM does in fact cover medical expenses. Please advise. Thanks
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