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I'm in Houston, Tx. My wife and I were 2 of 3 participants in group coverage that expired on 12/31/12. We were told coverage was renewed for my wife and I for Jan. and first week deduction from payroll was taken on Jan. 3rd check.
We both resigned on 01/09/13 and we thought coverage was good for Jan.
My wife followed through with appointment she had made for routine mammogram on 01/14/13 but recently found out claim was denied because premium was not paid.
Issue#1 Does employer have obligation to present written notice plan was ending even though COBRA was not an option?
Issue#2 Does employer have liability because of first week in Jan. payroll deduction was taken?
1. I was involved in renewal negotiations as late as Jan.3rd, 2013
2. I signed & mailed Jan premium chec