It depends on what your ins. policy states. Was it an individual or group policy? Go over your policy /w an attorney in your area.Ask a similar question
I am based in Birmingham, but would be happy to refer you to someone in Tuscaloosa. Please feel free to contact me via the information listed in my avvo.com profile.
Please note that I am licensed only in Alabama and Georgia. The foregoing is general information only, not specific legal advice. No attorney/client relation has been created or should be implied.Ask a similar question