My husband and i were in an accident on 02/11/10. He backed into a parked car. There was only a scratch on each car. I exchanged information with the owner of the car. The owner stated that the car was old and it wasn't a lot of damage, so he wasn't worried about it. However on 02/15/10 i received a call from the owner of the other car he stated that he has whiplash from the accident and that now he wants to get a police report done. I have a witness that said he wasn't even in the car when we hit it. I am worried about getting the report cause Monday when i called to report the accident with my insurance company they said my insurance was no longer valid. So we did not have insurance when we hit him. Can he force us to file a police report? What legal action can he take against us?
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