My mom lives in a different state then me, she is buying me a car as a gift, but requires me to have hers and my name on the title because she wants to watch me and make sure I do right with the car. Motives are unclear, But she doesn't pay for insurance or maintenance or anything like that, but tries to take the car back over a disagreement, or because of there being dirt on the floor boards, how can I legally prove and keep the car so she cant leave me stranded without a vehicle? When I didn't want her help in the first place, but she persisted. Legally how could I prove that I am the owner, and paid for everything except the car? I plan to pay her back monthly, what can I do? I need to know, that way I can prepare for any stunts, or any manipulation ahead of time. Because of who my mother is.
Remind your mother that as a co owner she will be fully responsible if anything happens such as a accident which injures someone. She should have a great deal of insurance.
If you are on the title, yo have a right to use the car and she can't just take it from you. You say you don't want her help . . . . . if that is the case, just return the car to her and buy one yourself.
If you are co-owners of the car then you have as much right to the car as she does. If you want her to remove herself from the title of the car, you might inform her that if the car is in an accident, she will incur liability. If the car is the cause of the accident, then her liability is to the full amount of the damage caused (not half!). This might be enough to convince her that she does not want to continue to be named in the title.
This answer does not establish an attorney client relationship and is just my opinion based upon the limited facts presented.
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