I got caught stealing. Not police, no charges. I was scared and ddnt know better so i made a payment plan but then i did my research and found out i can ignore the civil demand fees. Is it possible to cancel the payment plan with my checkif acct and not continue not paying it? Will it affect my credit?
It may affect your credit, but are you that dependent upon credit?
Are you a minor?
Another hint in future is that you should try and not let anyone into your checking account and give them power to drain money from it unless you are a business and watch it very closely. Bad things can happen when people have access to drain money from your account.
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Technically you can't just ignore the civil demand. It's a game of chance. Macy's could sue you. Given the amount, it's unlikely, but you can't just ignore the demand letters expecting nothing to happen.
It may negatively affect your credit, but if your that worried about it, then just finish off the payments and move on. Even if your making payments, it doesn't prevent Macy's from calling the police and reporting the attempted theft anyway.
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You can just stop paying the civil demand, even if you entered into a payment plan. It will not affect your credit, nor will it affect any criminal prosecution which may be brought against you.
Frank W. Chen is licensed to practice law in the State of California. The information presented here is general in nature and is not intended, nor should be construed, as legal advice. This posting does not create any attorney-client relationship with the author. For specific advice about your particular situation, consult your own attorney.
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