In an auto accident, my fiancee and I were stopped in a turn lane when a driver careened through an intersection and hit us. Both vehicles deployed airbags and were total loss situations. The other vehicle (100% at fault) attempted to flee but the vehicle broke down about a block away when he tried to flee on foot but was caught still with drugs and intoxicated. The police went to the owner's home and he said the vehicle was stolen, but the "thief" had the keys. We were both hurt (ambulence/scheduled surgery for me) but my fiancee doesn't have health insurance like I do. I feel bad if the guy truly had his car stolen, but if he didn't, then his insurance should pay for this. Even if he reported it, the police could have caught the guy. He didn't report it though. Is he liable?
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