Person that owns car had no insurance so is wanting to say I drove car and wrecked it.
He can try, but waiting that long may cause the police agency to decline to take a report. It is unlikely that criminal charges would be filed, however.
If you didn't drive the car and didn't get into an at-fault accident and if the other party tries to sue you, he or she will have the burden of proof to show that 1. you were driving the vehicle and 2. you were at fault for the accident. With no police report filed at the time of the loss, it may be difficult for that party to do so.
You may want to consult with a defense attorney in your area if the case against you progresses. Use the "Find a lawyer" link at the top of the screen for the names of some attorneys near you.
Please do not message me for further advice or call my former law firm if you have any further questions. If you are in need of an attorney to assist you, please search for another attorney in the jurisdiction involved in your case, as I am now retired, and my former law firm is no longer handling these types of cases. I am active on AVVO and answer questions only as a public service at this point.
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