If they transfer the Florida judgment to the county you live in in Pennsylvania, it is a lien on your residence, and yes, they can foreclose on that lien. A bankruptcy may be able to get rid of ("avoid") that lien -- talk to a bankruptcy practitioner for further advice.
Yes, you are exposed but all is not lost yet. Speak to a consumer bankruptcy attorney asap to avoid any future issues!
All they would need to do is transfer the Florida judgment to Pennsylvania. Then they have a lien on your home and yes, as a lienholder, they can foreclose. As a homeowner, you are vulnerable. Bankruptcy is an excellent option to explore, as bankruptcy may discharge the judgment. Speak with a bankruptcy attorney as soon as possible.
Vullings Law Group, LLC
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