I'm on disability and ssi I owed a bill they proceeded to empty my account knowing it's my only kind of income now they wont return it they told me a month ago that they had sent it to collections can they come back and take it
Bill collectors cannot garnish your SSI benefits. I'd get to the bank quickly and let them know they've made a mistake and also notify your local SSA office.
The information provided here is meant to be general in nature and not intended to establish an attorney-client relationship.
It sort of matters who 'they' are. Money you owe to the US government, for child support, student loans or to the institution where you bank may not be protected as is usually assumed. Hope this perspective helps.
Your right to receive social security benefits is exempt under Illinois Law. My colleague is correct that the government can still set off SSI moneys, but if the collection is for a non-government creditor, you should speak to the bank. If they cannot/will not help, seek an attorney; perhaps Land of Lincoln or another legal service provider for people of a fixed income.
Unfortunately, some judges in bankruptcy have ruled that "right to receive" does NOT include income already received, but that is in the vast minority. Let's hope that ruling does not hold up for long. Discuss this with your attorney.
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