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we started a sundry account that is in our contract about 160 member have put money in this account just in case they get sick. when one gets sick or hurt we pay from this account . we have been doing this for two years , now the union is saying we are breaking some by laws, and labor laws by doing this, (this account has their name on it ) and the only two options is to put in a strike and defense fund, or a cd. can they do this can they take our money?