My father recently died. He was unmarried and I am the only child. The bank repossessed my father's truck but there is enough money in his bank account to pay it off. The bank told me they couldn't discuss the account with me until the succession was complete.
You may be able to present the bank with a death certificate and an affidavit of death, domicile and heirship to show that you will be the only heir and the bank may discuss the matter then. Otherwise the bank will probably sell the truck. If you can find the towing company that retrieved the vehicle you can inquire from them if the truck has been sold.
Every situation is different and you should consult your own attorney to go over all the particular facts in your case. The answer given is only intended to provide general guidance regarding rights and responsibilities.
If you hired a succession attorney, you should be able to get access to the funds and work with the bank to pay off the lien to get the truck back. But everyday you wait might lessen your opportunity to get the truck back if it is sold.
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