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My son was in an accident in my car. He was not on my insurance. The other driver's car was repaired now he is contacting me for payment of her deductible and a collection agency for the insurance company is contacting my son. He asked questions like, "why did the insurance not cover" him? Does he have to tell them that information? Does it even matter? What should he say? Do we need an attorney? We have not received any documentation on who was at fault.
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