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My husband and I filed bankruptcy in March 2011. We owed the IRs 17,200 in taxes. The taxes were included in the Chapter 13. I just found out that on July 19, 2012 the IRS put a lien on both my husband and my 401K with Wells Fargo. I did not receive any notice of this until I tried to take out a loan on my 401k this December due to my husband being in a car accident and I needed cash to pay bills.
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