I checked my TransUnion credit report and the hospital put 3 collections on my report for the exact same amount through the same debt collector. Can they do That? It's affected my credit for a while now.
This might just be a mistake, not an intentional act to annoy you. Or it might be a coincidence that charges for separate services you received went on your credit report. Provisions of the FCRA require you to submit a written dispute before you may pursue any legal remedies. So I suggest you begin by investigating facts and proceed to filing disputes once you have the full facts. Hope this perspective helps!
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No. What you have is a "duplicate" problem, which is a common credit reporting error. Have you disputed these accounts with the credit bureaus? If so, what was the response? If not, I urge you to contact an FCRA lawyer in Michigan to assist you in properly disputing the duplicates. You can also do it yourself - I have authored a guide on how to properly dispute inaccurate reporting. You can find it here on AVVO: https://www.avvo.com/legal-guides/ugc/the-correct-way-to-dispute-your-credit-4-easy-steps
Your question is a bit off. Yes they can put multiple accounts on your credit - the bills can be segmented by service or physician, e.g., so they are different bills, so they are different collections. It is not uncommon for them not to notify you before simply reporting the necessary data to the credit reporting agencies. HOWEVER, if it is the exact same account they've reported multiple times, you have cause to get that removed (or at least pared down to one collection).
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