This is a second filing in the last 12 months as previous case was dismissed for non-payment of plan payment (circumstances now changed.) Creditor moved vehicle to a different city, refused to speak with me (pro per), and said they will get back to me at their convenience when they have reviewed my file. They did say it would take several days to return the vehicle. They also accused me of wanting a "free" car berated me for filing. I know the stay expires w/in 30 days.