Hire a probate attorney. Also, if you have the money to pay on the mortgage, do so as soon as possible, with the attorney's advice.
why is the attorney telling you that you need to be bonded? What does husband's will say about the issue?
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Since the bank is asking you to subordinate your dower rights, I would guess that your name is not on the deed - either as a tenant in common with your deceased spouse, or with rights of survivorship. I suggest that you do not sign anything with the bank until you discuss this with a local attorney.
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I agree with my colleagues - you need to retain a probate attorney.
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