After 10 years of on-time payments with Wells Fargo, WF sold my loan to ACS Educational Services. Before transfer, WF sent a letter stating my terms would remain the same. My original loan agreement states 155 payments of $180. ACS recently informed me that they are raising my payments to $400 a month. When I complained to the BBB, ACS responded that they would not be honoring WF's repayment terms and for me to apply for deferment if I couldn't pay $400 a month. The BBB closed the case and told me to hire an attorney if I didn't like ACS' go pound sand statement.