He was in a car accident back in 2015 when my husband (fiance at the time) had his own insurance with Geico. They recently served him and now my husbands old insurance company is defending him up to the limit. If they ask for more than the limit his insurance company was covering him for he will needs to get his own attorney to defend him. My question is can they come after our joint bank account? We were not on the insurance together when it happened nor did we have the bank account at the time either. And would it be beneficial to take him off of the account until the lawsuit is settled?
Although you are not liable for your husband's obligations, your joint account is at risk. Do not deposit your future funds in the joint account. As for taking your husband off the joint account, that action may, in the event your husband is not able to pay his obligations, be challenged as a "fraudulent transfer." The legal remedy in the event a transfer is found to be fraudulent is a reversal of the challenged transfer.
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