Yes, you can be sued 9 months after a car accident. Your insurance company should defend you if you have liability insurance.
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Yes, it's legal. The other driver settled the property damage claim and is now claiming injuries. It happens all the time. Nine months after the accident is not a long time, well within the statute of limitations. This is what you have insurance for.
Yes! Since you have insurance, your insurance company has a duty to defend you and pay any judgment up to the policy limit. You may need your own attorney if you feel your insurance company is not acting in your best interest. The attorney the insurance company appoints to represent you is duty bound to work on your behalf. It sounds like the property damage claim was settled. This claim is probably for injuries.
Yes, you could be sued nine months after the traffic accident. Your insurance carrier should cover the claim to the extent of your policy limits. Not sure why the carrier said in its letter that you needed to get your own lawyer unless there was a question of coverage, or unless the demand exceeded your coverage limits.
The information presented here is general in nature and is not intended, nor should be construed, as legal advice. This posting does not create any attorney-client relationship with the author (who is only admitted to practice law in the State of California). For specific advice about your particular situation, consult your own attorney.
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