Someone keeps telling me to to file Chapter 7 on my car because it is repossessed. I want to try all I can to keep my car. People on Avvo have told me to file Chapter 13. I thought if I file Chapter 7, I will not be able to keep my automobile. Which one is safer for me to file? I am unemployed, with no income and waiting to hear back from a company so I will know my orientation and start date. The person I've spoken with told me to call at 12 PM on Monday. It's a weekly paying job, so I should be find with my payments after. I do want to erase my credit card bill, T-mobile bill, and any hospital bills that are still left, but I want to save and keep my car from being sold at a auction. Is Chapter 7 better for me to file since, I am currently unemployed with no income right now?