Yes, if a statute provides for a criminal penalty, for an activity you commit, there can also be a civil action seeking damages.
The same activity can be prohibited by criminal law, which law is determined by a government entity, and also allow a civil recovery for damages in litigation filed between the parties.
The terms PSR are not well known in the Credit Repair practice.
General legal advice is offered for educational purposes only. A consultation with a qualified attorney is required to determine specific legal advice as to your situation and applicable law. We are a debt relief agency and we help people file for relief under the bankruptcy laws.
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